الموضوع: Term Life Insurance
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قديم 08-10-2015, 10:16 AM   #1
د/ إلهام
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الصورة الرمزية د/ إلهام
 
تاريخ التسجيل: Wed Jun 2011
المشاركات: 34,756
معدل تقييم المستوى: 20
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اوسمتي

افتراضي Term Life Insurance

Term life insurance
term life insurance is as basic as it gets. It’s referred to as “term” because it’s only in effect for a specific period of time, or term. Unlike permanent life insurance , it doesn’t accumulate cash value so it’s typically the most affordable insurance. It’s designed solely to protect your family, home or savings should anything happen to you. With an annually renewable term, your premiums may increase each year, but with level term, premiums stay constant. That being said, we’ve managed to include life insurance policy enhancements that no other major life insurance companies offer. For example, while most limit you to terms of 10, 15, 20 or 30 years, our term life insurance policies come with a number of different level premium term options, allowing you to exactly match the term to your needs. With AG ROP Select-a-Term ® , you can surrender the policy and get your money back – every penny of every premium – should you outlive the term.

Policies may contain provisions permitting renewal following the end of the level-premium period, although the term life insurance rates will probably be higher. Some term life insurance policies include an option to convert to a permanent life insurance policy.

المواضيع المتشابهه:


Term Life Insurance insurance life term

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