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د/ إلهام 08-10-2015 10:19 AM

Universal Life Insurance
 
Universal Life Insurance
Universal Life Insurance
Universal life insurance offers policy owners the flexibility to choose both the amount of insurance and the premium to be paid with a range of potential premiums. Some of the features of universal life insurance include:

As needs change, the amount of coverage and premium paid may be adjusted, subject to certain limitations.
Premium payments are credited to a cash value account where the life insurance policy earns tax-deferred interest at a rate set by the company, which may be higher than the minimum rate guaranteed in the life insurance policy.
The policy expenses and cost of insurance charges are deducted monthly from this cash value account. Generally, cash values can be accessed by the life insurance policy owner through policy loans and withdrawals. Charges may apply.

Find out your potential return on a universal life insurance policy by using our helpful calculator. You can even compare term life insurance to universal life insurance using this calculator to find out which is better for you.

الملك 10-12-2015 10:57 AM

رد: Universal Life Insurance
 
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